The American Education System Essay - 2534 Words

To understand how to solve a problem, we must first understand what we are trying to fix. For example, can a carpenter without any medical experience repair a heart valve? Of course not, he or she must first obtain the proper education necessary to perform such a complex operation. The same can be said about the American education system. Throughout America’s history parents, educators, and government officials have been debating what changes must be implemented for American children to receive every opportunity possible to gain an education that will prepare them for the future. However, these cries for reform are so demanding that many times the reforms created to please the people are pushed through so fast that consequences are never†¦show more content†¦As it is now, schools with low standardized test scores are â€Å"punished† by having their federal funding cut or decreased. The attitude is, if you drop below standards, fix it, or you are out. How is this going to help schools raise test scores? This has had a detrimental effect on the possibility of schools to improve. For standardized testing to be useful in the school system, to hold teachers and schools accountable for what is taught, there must be an equality established first in schools. If standardized testing, with the cause and effect it creates, remains in place as our education systems measurement of accountability, then schools will continue to fail which will result in a loss of funds and they will eventually have to close. Sixteenth century author and philosopher Sir Francis Bacon stated, â€Å"Knowledge is power† (Bacon). In other words, education gives the obtainer power to move beyond the normal realm and venture many times into unchartered waters. Thomas Jefferson believed that education should be available to everyone regardless of wealth or the lack thereof. By doing this, it would create equality among Americans and would give people the understanding to govern themselves and become a positive contributor to society (Mondale Patton, 2001). To accomplish this feat, the public school was created to give Americans the ability to attend an educational institution, free of charge,Show MoreRelatedThe American Education System Education1438 Words   |  6 PagesAmerican Education System Education plays important role in society. It determines the final development of an adult’s personality. In today’s society most jobs require a University degree. To receive a University degree students need to rely on a good education system. Does America provide this? The American education system has relied on the grade point average system for a long time. The problem with this is there is not a universal GPA grade point system varying from course to course. This createsRead MoreAmerican Education System Of Education852 Words   |  4 Pagesdifficult to understand the American system of education and the how to cope with American students. To make foreign students understand and able to cope with the American higher education system, the author explains some assumption that is behind the education system. He noted that American higher education system has a connection with both the mechanical feature and the cultural beliefs, but not intellectual only as it is in many countries. People lacking knowledge of American culture may find it difficultRead MoreThe American Education System1303 Words   |  6 PagesThe American education system is set up to create a clear division between the social classes. The quality of the education that children receive depends on whether they attend an elite school or urban schools. Elite schools are located in upper class neighborhoods. Students who attend elite schools receive high quality education. Demographically, the majority of students who attend elite schools are Caucasian. This does not necessarily have much to do with the skill level of the students who applyRead MoreThe For The American Education System1599 Words   |  7 Pagesis a student in the fall semester in Tyler Junior college. She is from India and still very new to the American Education System. English is not her first language, but she is extremely grateful going to college in America and having her childhood dream come true. After al l, her green card is still in process and she is unable to get a job or get any kind of funds to help her with her education. She has to pay for all her expenses out of her pocket, which is very difficult, given her current financialRead MoreThe American Education System930 Words   |  4 PagesAcceptance among teacher has been a key factor in successful or unsuccessful technology implementation. Historically, the structure of the American education system has been resistant to any kind of change (Collins Halverson, 2009). According to Blackwell, Lauricella, and Wartella (2014) teachers with more teaching experience have less favorable attitudes towards technology and use technology less often than teachers with less experience. Districts are making efforts to provide technology forRead MoreThe American Education System1437 Words   |  6 PagesThe American education system, as we know it, has failed us, and more of our youth are becoming incarcerated at young ages. The educat ional system has taken a backseat when it comes to funding prisons; youths have chosen to live a life of crime, as education has become less substantial than money and resources allocated to prisons. Although television shows such as Lock Up or Lock Down expose the harsh realities of the wars that are ongoing in prison, the war on education has taken a substantialRead MoreThe American education system2584 Words   |  11 Pagesï » ¿The American education system requires that students complete 12 years of primary and secondary education prior to attending university or college.   Although admission policies vary from one university to the next, most determine admission based on several criteria, including a student s high school course of study, high school Grade Point Average (GPA), participation in extracurricular activities, SAT or ACT exam scores, a written essay, and possibly a personal interview. University studentsRead MoreThe American Education System1119 Words   |  4 PagesThe school calendar varies a little from state to state; but American grade school students are guaranteed 180 days no more, no less. Colleges and universities can operate on their own schedules. The list of holidays that students and their teachers enjoy range from Thanksgiving to Spring Break. In some locations, school holidays account for demographic diversity. For example, many school districts mandate holidays for Yom Kippur. Recently, Eid al-Fitr (the feast day at the end of Ramadan) was addedRead MoreImpact Of Education On The American Education System1671 Words   |  7 PagesEducation has overtime developed from an institution that lacked what was necessary to properly education men, women and children, to what is now a fairly decent system that prepares people from all across the world. For minorities, or underrepresented ethnic groups in America this is a different case. My focused are of research pertains to the history of education and how policies and the quality of it has transformed. While we have grown over the decades to provide education for all groups of peopleRead MoreThe Education System Of The American School System961 Words   |  4 Pagespractices, the U.S., once the biggest global force in education, has seen its dominance slowly slip out, and its educational status fall even lower than that of several third-world countries. The decline experienced in American school system academic achievement is not as a result of lack of funding, but as a consequence of the overall educational system watering down. According to Gatto, educating children through the existing public school system of America is crippling rather than helping them. From

The Pathophysiology Of Diabetes Mellitus Type 1 And 2

The Pathophysiology of Diabetes Mellitus Type 1 and 2 According to the National Diabetes Statistics Report from The Centers for Disease Control and Prevention in 2012, it revealed that 29.1 million of the American population has diabetes with 1.7 million new diagnoses each year. Diabetes is the seventh leading cause of death in the United States and costs over 176 billion dollars per year. Diabetes mellitus is a metabolic disorder characterized by hyperglycemia due to the dysfunction of the pancreas. The two most common categories of diabetes mellitus are type 1 and type 2 (Huether McCance, 2012). In order to understand the differences and similarities between type 1 and type 2, the pathophyisology, assessment findings, and treatments of each type will be examined. Pathophysiology of Type 1 Diabetes Mellitus Type 1 diabetes is due to the autoimmune destruction of beta-cells. Within the pancreas, one of the cell types in the islets of Langerhans is beta cells. These beta cells are responsible for releasing insulin to regulate normal blood sugar levels. Although the mechanisms of beta cell destruction are not completely clear, it is suspected that individuals with type 1 have interferon-alpha expression due to a viral infection, which may cause the hyperexpression of class 1 major histocompatibility complex (MHC) molecules by beta cells (Richardson, Morgan, Foulis 2014). The class 1 MHC molecules are markers to help cytotoxic CD8 T-cells to recognize and destroyShow MoreRelatedEssay on Diabetes Mellitus1381 Words   |  6 Pages1. Discuss the pathophysiology of Diabetes Mellitus. Diabetes Mellitus is a chronic condition in which the body has the inability to produce insulin or react normally to insulin. The pathophysiology of diabetes mellitus is extremely complex, as diabetes mellitus is characterized by different types but share common symptoms and complications. Diabetes mellitus is classified in two types: Type 1 and type 2 diabetes. Although the disease is characterized by different etiologiesRead MorePathophysiology Of Diabetes Mellitus And Diabetes Essay1189 Words   |  5 PagesPathophysiology of Diabetes Mellitus Diabetes Mellites(DM), is a deficiency of insulin action causing hyperglycemia. The majority of DM have a decreased secretion of the cells, insulin resistance, or counterregulatory hormones( McPhee Hammer, 2010). Insulin is synthesized from the beta cells from the pancreases. Composed from A peptide and B peptide connected to C peptide and disulfide bonds. Insulin is a hormone that aids in metabolism. encourages glucose uptake and the synthesis works mainlyRead MoreRenal Microvascular Complications Of Type 2 Diabetes Essay1105 Words   |  5 PagesMicrovascular Complications of Type 2 Diabetes: Aetiology and Pathogenesis Abstract There have been a number of manuscripts reporting on the association of complications in type 2 diabetes with high glucose blood levels, high levels of C-Peptide, high advanced glycation end products (AGEs) and vascular cell adhesion molecule-1 (VCAM-1) and oxidative stress. In order to further investigate the aetiology and pathophysiology of renal microvascular complications in type 2 diabetes, papers were reviewed throughRead MoreDiabetes The Endocrine System Consists Of Elevated Or Inadequate Depression Of Endocrine Gland753 Words   |  4 PagesDiabetes In diabetes the endocrine system comprises of elevated or inadequate depression of endocrine gland with results in alterations in hormone levels. â€Å"Diabetes affect 25.8 million people, or 8.3% the U.S. population, have diabetes and another seven million are estimated to be undiagnosed† (Huether McCance, 2012, P.447). Diabetes Insipidus â€Å"Diabetes Insipidus (DI) is a disorder of insufficient activity of ADH, leading to polyuria (frequent urination) and polydipsia (frequent drinking)† (HuetherRead MoreInvestigating The Aetiology And Pathophysiology Of Renal Microvascular Complications1094 Words   |  5 Pagescomplications in type 2 diabetes with high glucose blood levels, high levels of C-Peptide, high advanced glycation end products (AGEs) and vascular cell adhesion molecule-1 (VCAM-1) and oxidative stress. In order to further investigate the aetiology and pathophysiology of renal microvascular complications in type 2 diabetes, papers were reviewed through 2000 using the NIH PubMed Literature Search System. Inclusion criteria were that manuscripts 1) be primary peer-review research article; 2) conciselyRead MorePathophysiology Of Diabetes Mellitus And Mellitus1706 Words   |  7 Pages Diabetes Mellitus Nathalie Dao Med 2056 VN FT030 Diabetes Mellitus Research Paper Ms. Annabelle Anglo 3/16/2015 â€Æ' EXPLANATION OF PATHOPHYSIOLOGY The pathophysiology of the two types of Diabetes Mellitus are described by Schilling (2010). Type 1 Non-Insulin Dependent Diabetes Mellitus starts with a viral infection or other triggering condition that forms antibodies that destroy the beta cells within the pancreas. This causes the pancreas’ production of insulin to drop over time. InitiallyRead MoreA Short Note On Diabetes Mellitus And Diabetes1738 Words   |  7 PagesDIABETES MELLITUS 1 Emily Marroquin MED 2056 Diabetes Mellitus Instructor Michela Leytham 12/3/14 DIABETES MELLITUS 2 In 2012 29.1 million Americans had diabetes of those 29.1 million, 21.0 million were diagnosed and 8.1 million were undiagnosed. What isRead MoreEndocrine Research Paper Pathophysiology: Diabetes Mellitus1384 Words   |  6 Pagespopulation)(Diabetes Facts). When people think about epidemics that affect the world today, the first ones that usually come to mind are those that kill of millions of people every year such as HIV, malaria, or the influenza. There are even those that haven’t been as deadly but have gained extreme notoriety such as the H1N1 virus, cholera, and anthrax. For this paper forget about HIV, H1N1, cholera, and the influenza; introducing Diabetes mellitus: a silent epidemic. Diabetes mellitus or commonlyRead More Diabetes Mellitus Essay examples1745 Words   |  7 PagesDiabetes mellitus (DM) or simply diabetes, is a chronic health condition in which the body either fails to produce the amount of insulin needed or it responds inadequately to the insulin secreted by the pancreas. The three primary types of diabetes are: Diabetes Type 1 and 2, and during some pregnancies, Gestational diabetes. The clichà © for all three types of diabetes is high glucose blood levels or hyperglycemia. The pathophysiology of all types of diabetes mellitus is related to the hormone insulinRead MoreDiabetes And Drug Treatment Of Diabetes799 Words   |  4 PagesDiabetes and Drug Treatments Diabetes represents one of the most challenging disorders facing the United States population. Diabetes can be classified as Diabetes Mellitus type I, Diabetes Mellitus type II, Gestational Diabetes, and secondary diabetes from other conditions. At least 90% of diabetes is type 2, and the complications could be avoided by carefully managing hyperglycemia, hypertension and dyslipidemia (Wilbur, 2013). Therefore, the healthcare industry is spending vast amounts of time

Gender Inequality in the Work Place Free Essays

Gender inequality and The Work Place The society in which we live has been shaped historically by males. The policy makers have consistently been males and therefore it is not surprising that our society reflects those biases which exist in result of this male dominating society. One might think that gender inequality in the work place is rooted in what shapes future employees and employers. We will write a custom essay sample on Gender Inequality in the Work Place or any similar topic only for you Order Now Whoever said men and women are equal? Women have always taken a back seat to men in American society. This is not only found in the United States, but in other countries as well. The problem of men and women not being equal can be traced back to the Declaration of Independence. The Declaration of Independence proclaimed that all men are created equal. There was no mention of women being equal, only men. At the time of the drafting of the document, the men had all the power. The document was even drafted by a man; Women were confined to the home to take care of the domestic housekeeping duties. Sociologist Perspective In my research on work place inequality, I read a perspective from a sociologist named Sandra Bem who focuses on gender. However, unlike most female sociologist, Bem chooses not to focus on the differences between males and females, but rather on their similarities. She says that polarized gender socialization, the way that we assign masculine or feminine characteristics to things such as walking and talking to make males and females appear to be different, keeps us from realizing that the sexes are more alike than they are opposite. Men and women have the same needs for food, clothing, shelter, affection, belonging and so on. Whether by choice or economic necessity, woman have entered the paid labor force in numbers recent years, and so they should be entitled to equal pay and respect. Although many people who know these statistics are optimistic about the gain women have made in the United States specifically in employment, it should be noted that women’s positions as a social category in the labor force is lower than men’s in term of status, opportunities and salary. Feminist researchers have used the advancements of women into top-tier management jobs as a litmus test for how well women are faring in the labor force as a whole. Studies continue to confirm that women hold a small percentage of the top positions. Causes of Gender Inequality in the Workplace The causes of gender equality in these positions stem from four stereotypes; Sexism : American cultural belief that women are best suited for jobs that emphasize service, nurturing, housekeeping, men best suited for careers of high-level decision making and authority, Lack of qualifications: Men typically have more education and job experience than women 28% of men age 25+ have completed at least 4 years of college 27% of Women Men have more job experience because women loose time during pregnancy and child care, The glass ceiling: subtle and unconscious discrimination that prevents them from reaching higher and better-paying positions for which they are qualified. Women and minorities make up 30% of middle managers in U. S. but less than 1% of chief execs, networking: Men use golf clubs, other rec places where women were discouraged from going. The Functionalist Perspective According to functionalist Talcott Parsons (1955), gender inequality is inevitable because of the biological division of labor: Men are generally stronger than women and have certain abilities and interest. Parson said, men find themselves more suited to be goal oriented and women to expressive. Other functionalist explanations of gender inequality focus on the human capital that men and women bring to the workplace. According to human capital explanations, what individuals earn is based on choices they have made, including choices about the kinds of training and experiences they accumulate. For example, human capital analysts argue that women diminish their human capital when they leave the labor force to engage in childbearing and child care activities. So this is why they have less experience. It takes two to tangle that’s unprecedented. Conclusion/Solution Inequality has kept in place because of beliefs and practices that have been drilled into people’s minds for so long. When will women be treated as equals to men in the work place? I don’t see a change happening in the near future. Women are slowly being treated more as equals to men but the gap will never narrow to complete equality. Women should, not only be treated as equal in the work place, but also in everything else as well. Whether it is a computer scientist, an athlete, or a president of the United States, women should be treated as equal to men. Gender discrimination has gone too far and we, as a society, have to draw the line. We can’t change past issues, but we can certainly change the future. Work Cited: â€Å"The Declaration of Independence. † The Declaration of Independence. N. p. , n. d. Web. 10 Feb. 2013. Greenbuam, Vicky. â€Å"Seeing through the Lenses of Gender: Beyound Male/Female Polarization. † English Journal 88. 3 (1999): 96-99. Web. 10 Feb. 2013. Kendall, Diana Elizabeth. Social Problems in a Diverse Society. Boston: Pearson, 2013. Print. ——————————————– [ 1 ]. Web. 10 Feb. 2013 [ 2 ]. Greenbuam, English Journal 88. 3, 1999 [ 3 ]. Kendall, 2013. [ 4 ]. Kendall, 2013, Pg. 94 How to cite Gender Inequality in the Work Place, Papers

Problem Solving And Digital Operationsâ€Free Samples for Students

Question: Discuss About The Problem Solving And Digital Operations? Answer: Introduction Customer churn rate, also referred to as the customer attrition rate is the number of customers who discontinue their services from a certain organization or business within a certain period. For any business to keep on growing, the number of new customers must always exceed the churn rate. Customer churn rate is usually calculated by dividing the number of customers who leave a business to the number of new customers who join the business. Churn rate is normally expressed as a percentage (Rogers, 2014). In this report, we are going to take a case study of Commonwealth Bank to do some data analysis on some of its data. Commonwealth Bank of Australia is a multinational bank which operates in several countries such as Fiji, New Zealand, the United Kingdom, the United States, and Asia. It offers several financial services to the people of Australia and other countries. The services offered by the bank include business and institutional banking, insurance services, superannuation, funds management, investments, share-broking services. The corporate responsibility of the bank is to excel in delivering its vision which aims at securing and enhancing the financial status of the people and other businesses (Commonwealth Bank of Australia, August 2017). The major problem facing Commonwealth Bank The major problem which has been affecting Commonwealth Bank is the customers unsatisfaction with the bank. Most customers are not satisfied with the services offered by the bank and have ended up leaving the bank, and this has raised the churn rate. However, the bank has been working extremely hard to make sure it satisfies most of its customers to reduce the churn rate of the customers. The key metrics that define and address the customers unsatisfaction The bank has undertaken some key metrics to make sure it satisfies most of its customers for them to remain royal. Firstly, the bank has increased the customers engagement in its innovations, and this has helped to increase its profits. The bank recorded an increase of 2 percent in the net profits in the 2016 financial year. The engagement of customers in its innovations and other operations has helped to increase the profits made by the bank and has also improved the customers satisfaction in the business. Commonwealth Bank was ranked number one in the retail customer satisfaction in all the months of the 2016 financial year (Williams, 2016). Also, the bank has been giving some rewards and other bonuses to its customers. These rewards and bonuses have helped to improve the customers satisfaction, and many customers have remained to be loyal to the bank. Another metric undertaken by the Commonwealth Bank to address the issue of customer satisfaction is giving loans to its customers at reasonably low-interest rates. The low-interest rates offered by the bank have resulted in improved customers satisfaction, and many customers have joined the bank which has led to an increase in the net profits margins of the bank (Koppenheffer, October 2013). (A simplified statistical table showing the rates of interests of the Commonwealth bank is shown on the next page). Another metric which the bank has taken to improve the satisfaction of the customers is to make sure it pays all of its employees well. Paying the employees well helps to improve their motivation. They will be happy working in the bank, and therefore, offer excellent services to the customers, and this will improve the satisfaction of the customers (Commonwealth Bank, May 2016). (A graph showing the payments of various employees depending on their academics qualifications is shown on the pay-scale on the next page). All the metrics discussed have helped to maintain a good financial status of the bank. The financial status of the bank of the year 2016 is shown on the next page. The methods which can be used to analyze different sets of the data of the Commonwealth bank. We have various methods which can be used to analyze the data of the Commonwealth Bank. The major methods used in the analysis of the data include the use of some special computer software such as Microsoft Excel, SPSS, and other special statistical software. Other methods which can be used in the data analysis include the use of some special mathematical software such as Microsoft Mathematics or other software such as SAP. We have many other methods and different software which are used in data analysis and the choice of the method and the software to use depends on the complexity, the size, and the type of data to be analyzed. An example of analysis of using Microsoft Excel data analysis method to solve the minimum, the maximum, the total and the average salaries of the employees using the Commonwealth pay-scale data in the previous page. The key stakeholders of Commonwealth Bank Commonwealth Bank has many internal and external stakeholders. The main internal stakeholders of the bank include the management team, the investors, and the employees of the bank. Tthe external stakeholders of the bank include the customers within and outside of Australia, the government of Australia, some unions within Australia, and some other organizations within and out of Australia who has worked closely with the bank (tutor2u, 2017). Design of a system which can be used to present the insights of the stakeholders For us to come with a good design of a system which could be used to present insights to the stakeholders of the Commonwealth Bank, we need to come up with a stakeholder analysis plan. This is the plan which gives the full analysis of the stakeholders. It considers the stakeholders interests, the capabilities of the stakeholders to oppose reforms or accommodate them, and the contributions of the stakeholders in formulating and implementing certain policies in the bank. We have four major attributes of the stakeholders which are considered before designing the system. These are the stakeholders positions in the bank, the powers or the influences of the stakeholders, the levels of the interests of the stakeholders, and the groups or coalitions where the stakeholders belong or where they can be associated with. These attributes define the capabilities of the stakeholders in the formulation and implementation of various policies of the bank (Boutelle, 2004). These attributes should be considered for us to understand the different roles of different stakeholders in the bank. A tabular format can be used to elaborate the contributions of various stakeholders of the Commonwealth Bank. A sample table which can be used to show the contributions of various stakeholders in Commonwealth Bank is shown below. S/N THE STAKEHOLDERS NAME THE POSITION OF THE STAKEHOLDER THE NEW POLICIES SUGGESTED BY THE STAKEHOLDER THE GOALS OF THE NEW POLICIES THE INTERESTS OF THE STAKEHOLDER THE INFLUENCE LEVEL OF THE STAKEHOLDER 1 2 3 4 5 The table given can be used to discuss the contributions of various stakeholders in the Commonwealth Bank. It is good to note that the contributions of the stakeholders highly dependent on their positions, power, interests, and influence in the bank. The CEO is the most powerful stakeholder in the organization. The benefits of Commonwealth Bank The bank offers competitive salaries and other awards to its employees. The bank recognizes its long-serving employees by celebrating their anniversaries of one year, five years, and twenty years. The bank offers high-quality banking services, investments, and other services to its employees and the other customers. The bank has a good employee share plan. The bank gives its employees some shares every year. The employees receive the shares corresponding to their performance, and we may have some employees receiving up to $1,000 annually. The bank offers salary sacrifice shares to its employees. The employees of Commonwealth Bank can purchase shares worth up to $5,000 annually, and the shares are sold on a pre-tax basis to the employees. The bank has many other benefits to its employees, stakeholders, and all the people associated with the bank (The Commonwealth Bank of Australia, 2017). The consequences of the Commonwealth Bank The bank has contributed a great part to the observed climate change which has resulted in global warming in Australia. However, the bank is working hard to mitigate the effects which lead to climate change (Lyengar, August 2017). The market risks which such as the low-interest rates in the world market has resulted in some losses to the investors. It is always recommended to monitor the relevant interest rates in the market before investing in the Commonwealth Bank(Commonwealth Bank of Australia, March 2014). The factors which influence the students decision-making processes We have various factors which influence the different decisions made by different students. These factors include the parental and the personal factors, the social, economic and the environmental factors, the education level and the different reasoning skills of the student. In this report, the personal factors, the education level, and the different reasoning skills of each student play a great role in influencing the different decisions made by different students in doing the report (Genise, April 2014). The challenges faced in the implementation of the solutions There are many challenges which have been faced in the implementation of this report. These challenges include the following: The sources of the required data have been a great problem. Most of the Commonwealth Banks data is restricted from visitors access. Some sources of the banks data are private and require some login credentials which the students dont have. Other sources of data require being purchased for access. Some of the available data is very complicated and poses a great challenge for full analysis. The full interpretation and analysis of the data require some special software which may be challenging to acquire and use successfully. We have other challenges which have been faced in the implementation of the solutions of these report. However, I have worked to overcome those challenges to deliver a good report. The concepts of data analytics learned from this assessment Data analytics is the process of cleansing, inspecting, transforming, and modeling of data with the aims of discovering some useful information and suggesting some useful conclusions which help in the process of decision making. Data analytics is very necessary and helps to improve the performance of organizations (Beal, 2016). In this assessment, we have learned several concepts of data analytics. Firstly, in the calculation of churn rate, we learned the formula for calculating the churn rate. Churn rate is normally used to analyze the data of the customers leaving the bank as compared to the number of new customers joining the bank. We use the concept of data analytics to calculate the churn rates of different organizations. In this assessment, we have learned some data analytics method. We have learned how to use Microsoft Excel do some analysis on the data of Commonwealth bank. We also learn the different modes of tabulations of different types of data. We have also used some graphs to tabulate some statistical data of the bank which enhance our data analytics skills. The challenges and obstacles overcame in the completion the assessment. One of the major challenges and obstacles in the assessment was getting the sources of the required data. However, extensive research has helped to get the required data. The complexity of some data has also been a serious challenge. I tried to simplify the obtained data reduce its complexity for a better analysis. The problem of unreferenced sources has also been a challenge in the research. Some sources are not references properly, and you cant tell whether the sources are credible or not. I have tried to avoid the problem by avoiding the unreferenced sources and using the referenced credible sources only. Conclusion In the report, we have discussed the operation of the Commonwealth Bank in details. We have also discussed the churn rate of the business and some factors which affect the churn rate. We have also analyzed some data from the Commonwealth Bank, and this analysis has helped us to understand the operation of the Commonwealth Bank well. This has also helped to improve our data analytics skills. We have also discussed some benefits and consequences of the bank which have informed us more about the bank. In our report, we have encountered various challenges which tried to limit the research on the Commonwealth Bank, but we have handled the challenges accordingly to come up with a good report. In conclusion, we can say that taking the case study of the Commonwealth Bank to do some data analysis helps to improve our general understanding in data analysis, problems solving, and digital operations. References Agresti, A., 2014. Categorical Data Analysis. Hoboken: Wiley. Anon., 2008. Commonwealth Bank. Sydney: Commonwealth Bank of Australia. Beal, V., 2016. Big Data Analytics, s.l.: s.n. Boutelle, J., 2004. Understanding Organizational Stakeholders for Design Success, s.l.: s.n. Commonwealth Bank of Australia, August 2017. 2016 Corporate Responsibility Report, s.l.: s.n. Commonwealth Bank of Australia, March 2014. Security Investments. Commonwealth Bank, pp. 6-7. Commonwealth Bank, May 2016. Interest Rate Table. [Online] Available at: https://www.commbank.co.id/upublic/mod_home/default_content.aspx?code=interest_rate [Accessed 2017]. Dillard, J., 2016. 5 Most Important Methods For Statistical Data Analysis. [Online] Available at: https://www.bigskyassociates.com/blog/bid/356764/5-Most-Important-Methods-For-Statistical-Data-Analysis Genise, M., April 2014. Factors that Affect the Decision-Making Process of African American Students, Minnesota: Minnesota State University. Koppenheffer, D., October 2013. Choosing a Bank Stock: 3 Key Metrics, s.l.: s.n. Lyengar, R., August 2017. Australia's top bank sued over climate change risks, New Delhi: s.n. Meneely, A., 2012. Interactive churn metrics. ACM SIGSOFT Software Engineering Notes, 37(6). Rogers, B., 2014. How to Calculate Customer Churn and Revenue Churn. [Online] Available at: https://www.evergage.com/blog/how-calculate-customer-churn-and-revenue-churn/ [Accessed 15 June 2014]. The Commonwealth Bank of Australia, 2017. Employment Benefits of a CommBank Career - CommBank Careers. [Online] Available at: https://www.commbank.com.au/about-us/careers/our-benefits.html tutor2u, 2017. Stakeholders(Introduction). [Online] Available at: https://www.tutor2u.net/business/reference/stakeholders-introduction Williams, A., 2016. CBA full-year results show strength in customer satisfaction. [Online] Available at: https://www.cmo.com.au/article/604871/cba-full-year-results-show-strength-customer-satisfaction/ [Accessed 10 08 2017].